In this very tough economic times that American people being experience right now, there’s no nothings more important for them than to have steady income and affordable mortgage payment. But finding a place that offers bargain housing prices, low unemployment rate and enjoyable can be tough . The places with bargain markets can be determine in the home price dropping percentage over the year earlier.

Here are the top real estate bargain markets for homebuyers:

Naples, Florida – During its boom years Naples is one of the places that desired to live by many home buyers to invest. But over the past year a sudden down turn in prices had been experienced down nearly 33 percent. This vacation destination in Florida has open an opportunities for home buyers to own an affordable home in what they called “beach-town”.

Las Vegas, Nevada – The country’s gambling capital had once being flooded by developers and investors during the Las Vegas Housing Boom. But that story is now over as sales have been down for the Sin City over the last year by 32.60 percent. In the last two years Las Vegas was among the top foreclosure markets in the country, making this area a great place for investors that are looking for homes in bargain. (To see more bargain properties in Utah, visit Homes for sale in Utah)

Fort Lauderdale, Florida – Prices plunged 25.95 percent over the last year in this place with great community. A community that offers a traditional neighborhood with modern lifestyle likes trendy shopping and nightlife.

Miami, Florida – stunning beaches, the tropical weather and all year round of fun and enjoyment with its hot nightlife are things that Miami Homes can offer buyers. The fall of home prices from the year ago means more bargain houses that can be sold by home buyers. to see more bargain properties in Clearfield, visit Clearfield UT homes for sale)

Napa, California – as one of the best vacation destination in California, Napa real estate market once reached the highest sales level during its prime years that helps lift up home sales price.  Nowadays, home buyers can now buy homes 20.11 percent below of what it’s worth way back a year ago. You can also find locate lots of luxury homes and California Condos for sale in this market in discount prices. (To see more bargain properties Bountiful, visit Homes for sale in Bountiful)

Phoenix, Arizona – expect more potential  bargain homes for sale in the market this year in Phoenix, a place  located in the Southwest region in which you can find many neighborhoods to choose from. Home prices downshifted 18.85 percent in the year-over-year levels, so you could find the best home deals that you are looking for in this once hot real estate market.