If you would like to erase your credit card debt then there are a few ways you can do that. The first thing you need to do is find some form of debt relief. Many people turn to using cash instead of credit cards as their small form or debt relief and that is a great idea. Using credit cards while attempting to erase your credit card debt isn’t a smart thing to do and I would highly advise against it. Lots of  people have bad credit credit cards and if you’re one of those people you have to get rid of this card as soon as possible because it will only bring you down with it.

The next thing you must do to erase your credit card debt is to do a debt consolidation. The purpose of a debt consolidation is to relocate all you debt onto one account so that it’ll make it easier for you to pay off . What many people have a hard time with is they do not want to hire any debt consolidation programs to do the work because they believe they are too costly . But let me tell you something , debt consolidation programs are not too expensive compared to your credit card debt but if you don’t want  to use one then don’t. The most important part is you do a debt consolidation, it is not important whether you do it on your own or if you have a debt consolidation program do it for you.

Remember one thing when you’re attempting to erase your credit card debt, it’s not how to start paying down credit card debt it is how you end . What this means is that if you begin by paying an additional $10 a month to each card it is a good start, but if you can finish by putting an additional $50 a month to each card it will be much better.